Shopify Payments Reverse Fee Calculator

Quick answer: To keep $50 from the item on Shopify Payments, charge about $51.96 with $5 shipping charged to the buyer. Enter your own target below.

Amount you want to keep from the item ($)

Shipping charged to buyer ($)

How it works

On the Basic plan, Shopify Payments charges 2.9% + $0.30 per online card sale in the US. If you use a third-party payment provider instead, Shopify adds a 2% transaction fee on Basic, on top of that provider's own fees.

Because the fee depends on the price, the calculator searches for the lowest price where price minus Shopify Payments fees equals your target.

Example

You want to keep	Charge on Shopify Payments
$20	$21.06
$50	$51.96
$100	$103.45

Shipping charged to buyer is $5. This calculator covers card processing only, not the monthly plan ($39 a month, or $29 billed yearly, on Basic) or apps. Premium cards cost 3.5% + $0.30 and international cards add 1%.

Frequently asked questions

How do I price to cover Shopify Payments fees?

Enter the amount you want to keep. The calculator returns the item price that covers the fees.

What should I charge to keep $50 on Shopify Payments?

About $51.96 with $5 shipping charged to the buyer.

What is Shopify's extra fee for third-party gateways?

Shopify adds 2% on Basic if you do not use Shopify Payments, on top of the provider's own fees. Grow charges 1% and Advanced 0.6%.

Related calculators

Estimates only, based on US seller rates. Fee rates change, so verify them on the official pricing page. Rates last verified October 5, 2026 against each platform's published fees and independent fee guides. How we verify rates.