Stripe Fee Calculator
Quick answer: On a $50 item with $5 shipping charged to the buyer, Stripe fees are $1.90 and you receive $53.10 before your own costs. Stripe charges 2.9% + $0.30 per successful domestic online card payment in the US. International cards add 1.5%, currency conversion adds 1%, and each dispute costs $15.
Current Stripe fees (checked October 2026)
Stripe charges 2.9% + $0.30 per successful domestic online card payment in the US. International cards add 1.5%, currency conversion adds 1%, and each dispute costs $15.
The fee is charged on the full amount the customer pays, so shipping you charge is part of the fee base. Refunds do not return the original processing fee.
How this calculator works
Enter the item price, the shipping you charge the buyer, your item cost and your shipping label cost. The result shows total Stripe fees, what you receive, your profit and your margin. Rates change, so confirm them on Stripe's official fee page before big decisions.
Example: Stripe fees at three price points
Shipping charged to buyer is $5.
| Item price | Stripe fees | You receive | Effective rate |
|---|---|---|---|
| $20 | $1.02 | $23.98 | 4.1% |
| $50 | $1.90 | $53.10 | 3.4% |
| $100 | $3.34 | $101.66 | 3.2% |
How to protect your margin
On a $50 item the Stripe fee is $1.90. If your item and shipping costs are $20 in total, your profit is $33.10. Price with the fee in mind, not after.
Frequently asked questions
How much does Stripe charge in fees?
Stripe charges 2.9% + $0.30 per successful domestic online card payment in the US. International cards add 1.5%, currency conversion adds 1%, and each dispute costs $15.
How much will I receive on a $50 Stripe sale?
With $5 shipping charged, fees are $1.90 and you receive $53.10 before your own costs.
Does Stripe refund its fee on refunds?
No. Based on current published terms, a refund does not return the original processing fee.
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Estimates only, based on US seller rates. Fee rates change, so verify them on the official pricing page. Rates last verified October 5, 2026 against each platform's published fees and independent fee guides. How we verify rates.